FCA: Mortgage lending statistics - Q3 2024 - December 2024

Published by:
Financial Conduct Authority (FCA)
Last updated:
10 December 2024
Topic:
Not added
Licence:
Open Government Licence

Summary

The FCA and the Prudential Regulatory Authority (PRA) both have responsibility for the regulation of mortgage lenders and administrators. They jointly publish the mortgage lending statistics every quarter.

Since the beginning of 2007, around 340 regulated mortgage lenders and administrators have been required to submit a Mortgage Lending and Administration Return (MLAR) each quarter, providing data on their mortgage lending activities.

Latest findings

  • The outstanding value of all residential mortgage loans increased by 0.6% from the previous quarter to £1,670.9 billion, the highest stock of outstanding mortgage loans since 2023 Q1, and was 0.8% higher than a year earlier.

  • The value of gross mortgage advances increased by 8.9% from the previous quarter to £65.5 billion, the highest new advances since 2022 Q4, and was 6.7% higher than a year earlier.

  • The value of new mortgage commitments (lending agreed to be advanced in the coming months) decreased by 1.3% from the previous quarter to £66.0 billion, but remained 34.2% higher than a year earlier.

More from this publisher

All datasets from Financial Conduct Authority (FCA)

Search

Data links

Link to the data Format File added Data preview
Mortgage Lending and Administration Return (MLAR) statistics: detailed tables - Q3 2024 XLSX 10 December 2024 Not available
Mortgage Lending and Administration Return (MLAR) statistics: Summary tables - Q3 2024 XLSX 10 December 2024 Not available
Commentary on Mortgage lending statistics Q3 2024 HTML 10 December 2024 Not available

Contact

Enquiries

FCA data queries

Edit this dataset

You must have an account for this publisher on data.gov.uk to make any changes to a dataset.

Sign in