Identification

Title

GeoSure Insurance Product V7 2016.1

Abstract

This dataset is the Derived Postcode Database issued as part of the GeoSure Insurance V7 incorporating postcode data from OS Code-Point Open version 2016.1. The GeoSure Insurance Product (including the Derived Postcode Database) represents the end of an interpretation process, starting with the BGS Digital Geological Map of Great Britain at the 1:50,000 scale (DiGMapGB-50). This digital map is the definitive record of the types of rocks underlying Great Britain (excluding the Isle of Man), as represented by various layers, starting with Bedrock and moving up to overlying Superficial layers. In 2003, the BGS also published a series of GIS digital maps identifying areas of potential natural ground movement hazard in Great Britain, called GeoSure. There are six separate hazards considered - shrink-swell clays, slope instability, dissolution of soluble ground, running sand, compressible and collapsible deposits. These maps were derived by combining the rock-type information from DiGMapGB-50 with a series of other influencing factors which may cause the geological hazards (e.g. steep slopes, groundwater). In 2005, the BGS used the GeoSure maps to make an interpretation of subsidence insurance risk for Great Britain property insurance industry, released as the new GeoSure Insurance Product. This represents the combined effects of the 6 GeoSure hazards on (low-rise) buildings in a postcode database - the Derived Postcode Database, which can be accompanied by GIS maps showing the most significant hazard areas. The combined hazard is represented numerically in the Derived Postcode Database as the Total Hazard Score, with a breakdown into the component hazards. The GeoSure Derived Postcode Database (DPD) is a stand-alone database, which can be provided separately to the full GeoSure Insurance Product V7. The methodology behind the DPD involves balancing the 6 GeoSure natural ground stability hazards against each other. The GeoSure maps themselves have a fivefold coding (A to E), and the balancing exercise involves comparing each level across the six hazards e.g. comparing a level C shrink-swell clay area with a level C running sand area. The comparison is done by a process involving expert analysis and statistical interpretations to estimate the potential damage to a property (specifically low-rise buildings only). Each level of each of the hazards is given a 'hazard score' which can then be added together to derive a Total Hazard Score at a particular location (e.g. within a given postcode).

Resource type

dataset

Resource locator

http://www.bgs.ac.uk/products/geohazards/geosureInsurance.html

function: download

Unique resource identifier

code

http://data.bgs.ac.uk/id/dataHolding/13607054

codeSpace

Dataset language

eng

Spatial reference system

code identifying the spatial reference system

Additional information source

Positional Accuracy - Cartographic Accuracy plus or minus 50 metres. Accuracy of geological interpretation not assessed.

Classification of spatial data and services

Topic category

geoscientificInformation

Keywords

Keyword set

keyword value

originating controlled vocabulary

title

GEMET - INSPIRE themes

reference date

date type

publication

effective date

2008-06-01

Keyword set

keyword value

Natural hazards

Insurance

Risk management

Risk analysis

originating controlled vocabulary

title

BGS Thesaurus of Geosciences

reference date

date type

revision

effective date

2011

Keyword set

keyword value

NERC_DDC

Geographic location

West bounding longitude

-6.6907

East bounding longitude

2.6856

North bounding latitude

60.7296

South bounding latitude

49.8811

Extent

Extent group

authority code

title

ISO 3166_2

reference date

date type

revision

effective date

2009

code identifying the extent

GBN

Extent group

authority code

title

British Geological Survey Gazetteer: Geographical hierarchy from Geosaurus

reference date

date type

creation

effective date

1979

code identifying the extent

GREAT BRITAIN [id=139600]

Temporal reference

Temporal extent

Begin position

1885

End position

2016-11-18

Dataset reference date

date type

revision

effective date

2016-11

Frequency of update

asNeeded

Quality and validity

Lineage

This dataset is the Derived Postcode Database (DPD) issued as part of the GeoSure Insurance V7 product, incorporating postcode data from OS Open CodePoint Data 2016.1. The GeoSure DPD is a stand-alone database, which can be provided separately to the full GeoSure Insurance Product V7. The GeoSure Insurance Product (including the Derived Postcode Database) represents the end of an interpretation process, starting with the BGS Digital Geological Map of Great Britain at the 1:50,000 scale (DiGMapGB-50). This digital map is the definitive record of the types of rocks underlying Great Britain (excluding Northern Ireland and the Isle of Man), as represented by various layers, starting with Bedrock and moving up to overlying Superficial layers. In 2003, the BGS also published a series of GIS digital maps identifying areas of potential natural ground movement hazard in the Great Britain, called GeoSure. There are six separate hazards considered: shrink-swell clays, slope instability, dissolution of soluble ground, running sand, compressible and collapsible deposits. These maps were derived by combining the rock-type information from DiGMapGB-50 with a series of other influencing factors which may cause the geological hazards (e.g. steep slopes, groundwater). In 2005, the BGS used the GeoSure maps to make an interpretation of subsidence insurance risk for the British property insurance industry, released as the GeoSure Insurance Product. This represents the combined effects of the 6 GeoSure hazards on buildings in a postcode database. The combined hazard is represented numerically in the Derived Postcode Database as the Total Hazard Score, with a breakdown into the component hazards. The methodology behind the DPD involves balancing the 6 GeoSure natural ground stability hazards against each other. The GeoSure maps themselves have a fivefold coding (A to E), and the balancing exercise involves comparing each level across the six hazards e.g. comparing a level C shrink-swell clay area with a level C running sand area. The comparison is done by a process involving expert analysis and statistical interpretations to estimate the potential damage to a property (specifically low-rise buildings only). Each level of each of the hazards is given a 'hazard score' which can then be added together to derive a Total Hazard Score at a particular location (e.g. within a given postcode). The detail of the methodology is described in more detail in the GIP User Guide (OR/15/021) "User Guide for the GeoSure Insurance Product (version 7)", available from the British Geological Survey: http://nora.nerc.ac.uk/510820/

Conformity

Conformity report

specification

title

INSPIRE Implementing rules laying down technical arrangements for the interoperability and harmonisation of Geology

reference date

date type

publication

effective date

2011

degree

false

explanation

See the referenced specification

Conformity report

specification

title

Commission Regulation (EU) No 1089/2010 of 23 November 2010 implementing Directive 2007/2/EC of the European Parliament and of the Council as regards interoperability of spatial data sets and services

reference date

date type

publication

effective date

2010-12-08

degree

false

explanation

See http://eur-lex.europa.eu/LexUriServ/LexUriServ.do?uri=OJ:L:2010:323:0011:0102:EN:PDF

Data format

name of format

version of format

Constraints related to access and use

Constraint set

Limitations on public access

Constraint set

Limitations on public access

The copyright of materials derived from the British Geological Survey's work is vested in the Natural Environment Research Council [NERC]. No part of this work may be reproduced or transmitted in any form or by any means, or stored in a retrieval system of any nature, without the prior permission of the copyright holder, via the BGS Intellectual Property Rights Manager. Use by customers of information provided by the BGS, is at the customer's own risk. In view of the disparate sources of information at BGS's disposal, including such material donated to BGS, that BGS accepts in good faith as being accurate, the Natural Environment Research Council (NERC) gives no warranty, expressed or implied, as to the quality or accuracy of the information supplied, or to the information's suitability for any use. NERC/BGS accepts no liability whatever in respect of loss, damage, injury or other occurence however caused.

Responsible organisations

Responsible party

organisation name

British Geological Survey

full postal address

Environmental Science Centre, Nicker Hill, Keyworth

NOTTINGHAM

NG12 5GG

United Kingdom

telephone number

0115 936 3143

facsimile number

0115 936 3276

email address

enquiries@bgs.ac.uk

responsible party role

distributor

Responsible party

organisation name

British Geological Survey

full postal address

Environmental Science Centre, Nicker Hill, Keyworth

NOTTINGHAM

NG12 5GG

United Kingdom

telephone number

0115 936 3143

facsimile number

0115 936 3276

email address

enquiries@bgs.ac.uk

responsible party role

pointOfContact

Metadata on metadata

Metadata point of contact

organisation name

British Geological Survey

full postal address

Environmental Science Centre, Keyworth

NOTTINGHAM

NG12 5GG

United Kingdom

telephone number

+44 115 936 3100

email address

enquiries@bgs.ac.uk

responsible party role

pointOfContact

Metadata date

2022-05-11

Metadata language

eng